Liability (excl. USA)
A leading insurer of liability risk at Lloyd's
Tokio Marine Kiln has been writing liability risks for more than a decade and is one of the largest insurers at Lloyd's by Gross Written Premium (GWP).
A catastrophic event could lead to the permanent closure of a business, lost customers and contracts permanently unfulfilled as a result of third-party claims.
We provide international general liability cover for many types of business to protect them after unintended damage or injury to third parties.
We provide clients with expertise in a number of areas:
- A detailed understanding of our clients’ legal and business environments, allowing us to ensure the right cover is in place
- We provide standard and bespoke insurance policies
- We offer non-conventional programmes along with a dedicated claims handling service.
Key Territories: We provide cover in nearly all territories and jurisdictions excluding the USA, on a primary and/or excess basis.
LINE SIZE
GBP50m
We offer limits up to GBP50m
OUR COVER
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Employers’ liability
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Energy Liability – onshore and offshore
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Public liability
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Products liability
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Sudden and accidental pollution liability
- Workers compensation
GET IN TOUCH
Oliver Delaney
Departmental Head of Liability
General liability - Worldwide excl. USA
London
Alice Grant
Underwriter
General liability - Worldwide excl. USA
London
William Clark
Underwriter
General liability - Worldwide excl. USA
London
Henry Williams
Underwriter
General liability - Worldwide excl. USA
London
PEOPLE FINDER
TMK’s appetite site Our Focus
Find out more information on our products,
scope of activity and areas of interest.
A guide to our products and services
LATEST NEWS
TMK strengthens Liability team with appointment of energy, power and renewables specialist
27 November 2025
Tokio Marine Kiln (TMK), a leading specialist insurer, today announces it has appointed Harry Gregory as an underwriter within its Liability team. He takes up his new role with immediate effect and will report to Oliver Delaney, Departmental Head of Liability.
Tokio Marine Kiln strengthens Life Sciences offering with appointment of Adele Beresford
20 November 2025
Tokio Marine Kiln (TMK), a leading international specialist insurer, today announces the appointment of Adele Beresford as an Underwriter within its Life Sciences team. She takes up her new role with immediate effect and will report to Kirsten Shastri, Head of Life Sciences.
TMK strengthens cyber capabilities with appointment of Cesar Silvestre as Head of Cyber Reinsurance Solutions
18 November 2025
Tokio Marine Kiln (TMK), a leading specialist insurer, today announces the appointment of Cesar Silvestre as Head of Cyber Reinsurance Solutions, reporting to Laila Khudairi, Head of Cyber & Enterprise Risk.