Accident and Health
We have a specialist team writing a geographically diverse account that encompasses a wide range of classes.
Individual and Group Personal Accident:
Our personal accident and sickness programmes can be tailored for small or large companies, affinity groups and other trade or occupational associations.
Our team is experienced in structuring any number of combinations of capital benefits and income protection alternatives to satisfy a client’s specific requirements. We understand the need for flexibility in the personal accident insurance business, so offer bespoke solutions to cater for high-earners, key employees and employees based all over the world.
Specialist Personal Accident:
A hazardous occupation carries a constant risk of serious injury or even death. Responding to the demand for personal accident cover from high-risk groups and individuals, working in some of the most challenging parts of the world, requires a level of technical insurance expertise.
We offer specialist personal accident insurance for:
- War and terrorism coverage for security personnel, contractors, NGOs and aid agencies operating in post-conflict parts of the world
- High limit event accumulations and catastrophe cover either on a per person or group basis, directly or via excess of loss reinsurance
- Product enhancements where our insurances can be added to complimentary sales such as credit cards.
OUR COVER
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Group and individual personal accident and sickness
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Disability
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Aviation loss of licence
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Medical
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Travel
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War risks
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Specialist niche accident insurance
VIEW OUR PRODUCT INFORMATION SHEETS
GET IN TOUCH
David Robotham
Divisional Head of Accident & Health Insurance
Accident & Health
London
Paul De Vido
Divisional Head of Accident & Health Reinsurance
Accident & Health
London
Yixiang Yang
Head of Accident & Health Asia Pacific
Singapore
Emily Martin
Underwriter
Accident & Health
London
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LATEST NEWS
TMK boosts Cyber Ctrl PD+ with new protections for cyber-physical risks
14 October 2026
London, 14 October 2026 – Tokio Marine Kiln (TMK) has enhanced its Cyber Ctrl PD+ wording with a range of new features designed to address the needs of asset and inventory-intensive businesses faced with the growing risk of cyber incidents impacting physical assets, supply chains and financial transactions.
Downtime and delayed recovery are reshaping Asia's biggest insurance losses
08 October 2026
Singapore, 8th October 2026: The financial impact of major insurance losses in Asia-Pacific is increasingly being driven by downtime, delayed recovery and supply chain dependencies rather than physical damage alone, according to specialist insurer Tokio Marine Kiln (TMK).
Tokio Marine Kiln continues Energy growth strategy with Head of Energy hire
03 October 2026
3 October 2026, London: Tokio Marine Kiln (TMK), a leading specialist insurer, has appointed Oliver Wilcox as Head of Energy within its Marine and Energy division.