Life Sciences

Life Sciences risks can come in many forms, ranging from skincare products to permanently implantable medical devices, and all the way through to sophisticated robots used in surgery. In an increasingly litigious world, the liability exposure can be significant.

TMK's Life Sciences IntelliMed Insurance product is designed by experts who understand this unique risk landscape. We pride ourselves on prioritising providing bespoke cover for companies that develop brand new inventions such as that seen in the world of MedTech, FemTech, smart medical device manufacturing, telemedicine, apps, wellness, biotechnology and the repurposing of pharmaceuticals. We have the ability to tailor make cover for a vast array of complex risks and support companies from pre-revenue start up stage all the way through to multi-billion dollar corporations.

We provide cover in nearly all territories and jurisdictions excluding the USA, on a primary and/or excess basis

Our maximum line size is GBP50m.

We cover

  • Products liability
  • Professional indemnity
  • Public liability
  • Medical malpractice
  • Clinical trials – no fault compensation and legal liability
  • Cyber
  • Intellectual Property


Extensions available for

  • Product recall costs
  • Research and development reinstatement costs
  • Barcode restoration costs
  • Reputational damage costs
  • Advertising liability
  • Employers’ liability


Kirsten  Shastri

Kirsten Shastri

Head of Life Sciences


+44 (0)20 7767 2229




TMK’s appetite site Our Focus

Find out more information on our products,

scope of activity and areas of interest.

A guide to our products and services