Accident and Health
We have a specialist team writing a geographically diverse account that encompasses a wide range of classes.
Individual and Group Personal Accident:
Our personal accident and sickness programmes can be tailored for small or large companies, affinity groups and other trade or occupational associations.
Our team is experienced in structuring any number of combinations of capital benefits and income protection alternatives to satisfy a client’s specific requirements. We understand the need for flexibility in the personal accident insurance business, so offer bespoke solutions to cater for high-earners, key employees and employees based all over the world.
Specialist Personal Accident:
A hazardous occupation carries a constant risk of serious injury or even death. Responding to the demand for personal accident cover from high-risk groups and individuals, working in some of the most challenging parts of the world, requires a level of technical insurance expertise.
We offer specialist personal accident insurance for:
- War and terrorism coverage for security personnel, contractors, NGOs and aid agencies operating in post-conflict parts of the world
- High limit event accumulations and catastrophe cover either on a per person or group basis, directly or via excess of loss reinsurance
- Product enhancements where our insurances can be added to complimentary sales such as credit cards.
OUR COVER
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Group and individual personal accident and sickness
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Disability
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Aviation loss of licence
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Medical
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Travel
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War risks
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Specialist niche accident insurance
VIEW OUR PRODUCT INFORMATION SHEETS
GET IN TOUCH
David Robotham
Divisional Head of Accident & Health Insurance
Accident & Health
London
Paul De Vido
Divisional Head of Accident & Health Reinsurance
Accident & Health
London
Yixiang Yang
Head of Accident & Health Asia Pacific
Singapore
Emily Martin
Underwriter
Accident & Health
London
Yin Sin Lok
Assistant Underwriter Accident & Health, Asia Pacific
Accident & Health
Singapore
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LATEST NEWS
TMK strengthens cyber reinsurance solutions offering with appointment of Ben Sitki
02 February 2026
Tokio Marine Kiln (TMK), a leading specialist insurer, today announces it has appointed Ben Sitki as an Underwriter within its Cyber Reinsurance Solutions team. He takes up his new role with immediate effect and will report to Cesar Silvestre, Head of Cyber Reinsurance Solutions.
TMK achieves tenth consecutive Gracechurch Claims award and third consecutive Underwriting recognition
29 January 2026
Tokio Marine Kiln (TMK), a leading specialist insurer, has been awarded the Gracechurch Claims Service Quality Marque (SQM) for the tenth consecutive year and the Underwriting Service Quality Marque for the third consecutive year. Since the London Market underwriting award was launched in 2024, we’re one of only two firms to have achieved both distinctions every year.
TMK strengthens Cyber team with appointment of Olivia Jackson
18 December 2025
Tokio Marine Kiln has announced the appointment of Olivia Jackson as a Cyber Underwriter within its Cyber & Enterprise Risk team.