Accident and Health
We have a specialist team writing a geographically diverse account that encompasses a wide range of classes.
Individual and Group Personal Accident:
Our personal accident and sickness programmes can be tailored for small or large companies, affinity groups and other trade or occupational associations.
Our team is experienced in structuring any number of combinations of capital benefits and income protection alternatives to satisfy a client’s specific requirements. We understand the need for flexibility in the personal accident insurance business, so offer bespoke solutions to cater for high-earners, key employees and employees based all over the world.
Specialist Personal Accident:
A hazardous occupation carries a constant risk of serious injury or even death. Responding to the demand for personal accident cover from high-risk groups and individuals, working in some of the most challenging parts of the world, requires a level of technical insurance expertise.
We offer specialist personal accident insurance for:
- War and terrorism coverage for security personnel, contractors, NGOs and aid agencies operating in post-conflict parts of the world
- High limit event accumulations and catastrophe cover either on a per person or group basis, directly or via excess of loss reinsurance
- Product enhancements where our insurances can be added to complimentary sales such as credit cards.
OUR COVER
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Group and individual personal accident and sickness
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Disability
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Aviation loss of licence
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Medical
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Travel
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War risks
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Specialist niche accident insurance
VIEW OUR PRODUCT INFORMATION SHEETS
GET IN TOUCH
David Robotham
Divisional Head of Accident & Health Insurance
Accident & Health
London
Paul De Vido
Divisional Head of Accident & Health Reinsurance
Accident & Health
London
Yixiang Yang
Head of Accident & Health Asia Pacific
Singapore
Emily Martin
Underwriter
Accident & Health
London
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LATEST NEWS
TMK strengthens Portfolio Solutions team with appointment of Sarah Tidbury
05 March 2026
Tokio Marine Kiln (TMK), a leading specialist insurer, has strengthened its growing Portfolio Solutions team with the appointment of Sarah Tidbury as Portfolio Solutions Underwriter. She joins the team with immediate effect and reports to Rob Jarvis, Head of Innovation Underwriting.
TMK expands Property & Motor Underwriting capability with new hire
26 February 2026
Tokio Marine Kiln (TMK), a leading specialist insurer, is pleased to announce that Lauren Storer has joined as an Underwriter in its Property & Motor division, reporting to Neil Robertson, Divisional Head of Open Market Property.
TMK appoints George Leahy as Underwriter in Liability division
24 February 2026
Tokio Marine Kiln (TMK), a leading specialist insurer, has appointed George Leahy as an Underwriter in its Liability division, further bolstering its underwriting capability as it continues to scale one of the largest and most established International General Liability books in the Lloyd’s market. Leahy reports to Oliver Delaney, Departmental Head of Liability.