Life Sciences
Life Sciences risks can come in many forms, ranging from skincare products to permanently implantable medical devices, and all the way through to sophisticated robots used in surgery. In an increasingly litigious world, the liability exposure can be significant.
TMK's Life Sciences IntelliMed Insurance product is designed by experts who understand this unique risk landscape. We pride ourselves on prioritising providing bespoke cover for companies that develop brand new inventions such as that seen in the world of MedTech, FemTech, smart medical device manufacturing, telemedicine, apps, wellness, biotechnology and the repurposing of pharmaceuticals.
We have the ability to tailor make cover for a vast array of complex risks and support companies from pre-revenue start up stage all the way through to multi-billion dollar corporations.
Line size
USD50M
Maximum combined line size
OUR COVER
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Products liability
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Professional indemnity
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Public liability
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Medical malpractice
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Clinical trials – no fault compensation and legal liability
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Cyber
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Intellectual Property
KEY TERRITORIES
Worldwide
Subject to sanctions restrictions
EXTENSIONS AVAILABLE FOR
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Product recall costs
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Research and development reinstatement costs
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Barcode restoration costs
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Reputational damage costs
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Advertising liability
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Employers’ liability
PRODUCT INSIGHTS
What does Life Sciences mean?
What is FemHealth?
VIEW OUR PRODUCT INFORMATION SHEET
It has become evident that there is more focus needed for the FemHealth/FemTech space from an insurance coverage perspective. Tokio Marine Kiln is dedicated to working together with both start-ups and larger companies to assist in creating the right insurance coverages for the novel ideas being developed in the FemHealth/FemTech world, and making sure such products and services are protected if the unexpected occurs.
For more information click to read our Life Sciences product information sheet.
GET IN TOUCH
Kirsten Shastri
Head of Life Sciences
Life Sciences
London
PEOPLE FINDER
TMK’s appetite site Our Focus
Find out more information on our products,
scope of activity and areas of interest.
A guide to our products and services
LATEST NEWS
Tokio Marine Kiln’s Kirsten Shastri wins Young Underwriter of the Year at Insurance Insider Honours
04 September 2025
Tokio Marine Kiln (TMK) is delighted to announce that Kirsten Shastri, TMK’s Head of Life Sciences, has been named Young Underwriter of the Year at the Insurance Insider Honours on 3 September 2025.
TMK expands APAC team with appointment of Phoebe Liew as Special Risks Underwriter
08 September 2025
This appointment reflects TMK’s increased appetite for credit risk and growing client demand for cover in a volatile geopolitical landscape.
Tokio Marine Kiln bolsters Special Risks team with the appointment of Iwan Jenkins
03 September 2025
Jenkins’ appointment will further strengthen TMK’s expertise in a class that represents a key strategic growth area for the business.