Life Sciences
Life Sciences risks can come in many forms, ranging from skincare products to permanently implantable medical devices, and all the way through to sophisticated robots used in surgery. In an increasingly litigious world, the liability exposure can be significant.
TMK's Life Sciences IntelliMed Insurance product is designed by experts who understand this unique risk landscape. We pride ourselves on prioritising providing bespoke cover for companies that develop brand new inventions such as that seen in the world of MedTech, FemTech, smart medical device manufacturing, telemedicine, apps, wellness, biotechnology and the repurposing of pharmaceuticals.
We have the ability to tailor make cover for a vast array of complex risks and support companies from pre-revenue start up stage all the way through to multi-billion dollar corporations.
Line size
USD50M
Maximum combined line size
OUR COVER
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Products liability
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Professional indemnity
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Public liability
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Medical malpractice
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Clinical trials – no fault compensation and legal liability
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Cyber
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Intellectual Property
KEY TERRITORIES
Worldwide
Subject to sanctions restrictions
EXTENSIONS AVAILABLE FOR
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Product recall costs
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Research and development reinstatement costs
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Barcode restoration costs
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Reputational damage costs
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Advertising liability
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Employers’ liability
PRODUCT INSIGHTS
What does Life Sciences mean?
What is FemHealth?
VIEW OUR PRODUCT INFORMATION SHEET
It has become evident that there is more focus needed for the FemHealth/FemTech space from an insurance coverage perspective. Tokio Marine Kiln is dedicated to working together with both start-ups and larger companies to assist in creating the right insurance coverages for the novel ideas being developed in the FemHealth/FemTech world, and making sure such products and services are protected if the unexpected occurs.
For more information click to read our Life Sciences product information sheet.
GET IN TOUCH
Kirsten Shastri
Head of Life Sciences
Life Sciences
London
PEOPLE FINDER
TMK’s appetite site Our Focus
Find out more information on our products,
scope of activity and areas of interest.
A guide to our products and services
LATEST NEWS
TMK strengthens Liability team with appointment of energy, power and renewables specialist
27 November 2025
Tokio Marine Kiln (TMK), a leading specialist insurer, today announces it has appointed Harry Gregory as an underwriter within its Liability team. He takes up his new role with immediate effect and will report to Oliver Delaney, Departmental Head of Liability.
Tokio Marine Kiln strengthens Life Sciences offering with appointment of Adele Beresford
20 November 2025
Tokio Marine Kiln (TMK), a leading international specialist insurer, today announces the appointment of Adele Beresford as an Underwriter within its Life Sciences team. She takes up her new role with immediate effect and will report to Kirsten Shastri, Head of Life Sciences.
TMK strengthens cyber capabilities with appointment of Cesar Silvestre as Head of Cyber Reinsurance Solutions
18 November 2025
Tokio Marine Kiln (TMK), a leading specialist insurer, today announces the appointment of Cesar Silvestre as Head of Cyber Reinsurance Solutions, reporting to Laila Khudairi, Head of Cyber & Enterprise Risk.